172 98th Street
SM359
SM359
STONE HARBOR Luxury Home with separate cottage!
Welcome to your perfect beach getaway! This charming 5-bedroom, 4-bathroom single-family home with a delightful guest cottage is located right in the vibrant heart of Stone Harbor. Just two blocks from the beach and two blocks from downtown, you’ll be perfectly positioned to enjoy the best of everything — sand, surf, shops, and dining!
Step into a bright, welcoming home that combines classic coastal charm with modern updates. The private backyard oasis is a standout feature, boasting a lush garden, a cozy cabana/lounge area with a beautiful cottage featuring a kitchenette, TV area, and a full bathroom — perfect for relaxing after a day at the beach.
Inside the main house, the first floor offers a traditional layout with a fully equipped kitchen, spacious dining area, and a comfortable living room — ideal for gathering with family and friends. You’ll also find two inviting bedrooms (one with a queen bed, the other with two twins) and a full hall bath.
Upstairs, enjoy a second living room/TV area and three more beautifully furnished bedrooms, including a King primary suite with private bath, plus two additional bedrooms and a full hall bath — providing plenty of space for everyone.
This warm, character-filled home makes it easy to park the car and walk everywhere! You're just steps from the playground, tennis and pickleball courts, and basketball courts. This luxury home features a private Tesla charger, offering effortless, worry-free driving throughout your summer stay.
Additional highlights include:
*A charming garden with outdoor dining
*Refreshing outdoor shower
*Backyard grill for summer cookouts
*Multiple lounging areas to soak up the sun
*Parking for 3 cars
Whether you're looking to unwind or explore, this Stone Harbor gem is your perfect vacation home base!
All prices and/or descriptions are subject to change. Although every precaution is taken, errors in prices and/or descriptions do occur on our web site and in printing. We reserve the right to correct any such error.

